Harald von Seydlitz will retire at the end of 2022. He has played a major role in shaping the company over the past 3 decades and we would like to thank him very much for this. During his active time, the subrogation area was greatly expanded and the industrial business was redeveloped. He also played a leading role in setting up the Swiss company. Even after the end of his active career, he will remain with the company as a consultant.